How to Invest

For a single applicant

• The applicant must be 18 years of age and above.

For joint applicants

• The first named applicant must be 18 years of age and above. The joint applicant can be of any age.

Corporate Investors

Companies, co-operatives, societies, sole proprietors, institutions, etc.

For applicants applying for AmCash Management account without cheque writing facility:

• Account Opening form
• One (1) set of specimen signature card
• Pre-Investment form

For applicants applying for AmCash Management account with cheque writing facility:

• Account Opening form
• Three (3) sets of specimen signature card
• The "Biro Maklumat Cek" Declaration Form
• Pre-Investment form

For applicants of all other funds:

• Account Opening form
• One (1) set of specimen signature card
• Pre-Investment form

Individual investor

For a single applicant and first named joint applicants

• photocopy of National Registration Identity Card (NRIC) or passport

For joint named applicants

• photocopy of NRIC or passport of first applicant
• photocopy of NRIC or passport or birth bertificate of joint applicant

Corporate Investors

• a certified true copy of the Memorandum and Articles of Association or its equivalent
• a certified true copy of Form 24 and 49 or its equivalent
• an original copy of a Board Resolution approving investments in the fund or its equivalent
• list of authorised personnel to effect any instructions pertaining to the fund if not mentioned in the Board Resolution or its equivalent
• a copy of the latest audited Financial Statement of Accounts
• any other approvals required from relevant authorities

Payments can be made using cheque, draft, or money order made payable to:

"AmFunds Management Berhad - Trust A/C 1"

Applicants are to write their names and NRIC numbers or passport numbers at the back of the cheque, draft or money order.

You can mail the application with full documentation and payment to us or submit it through our distributors. Incomplete documentation may lead to application rejection. If payment is deposited into our account without notification or complete documentation, the application will be rejected, and the amount held until claimed.

You are required to complete a Transaction Form and forward it with payment as done under Question 5 above.

Regular savings plan/Autodebit plan (subject to terms & conditions)

You may make regular investments in the Fund by giving your bank a standing instruction. These payments must be for a minimum additional investment amount and can be made at regular intervals such as monthly, quarterly, half yearly and annually.

You are advised to notify us if you plan to make regular saving investment/autodebit plan in order to receive a copy of the latest Prospectus at each renewal date of the Prospectus to allow you to have updated information of the Funds.

You are also required to provide a copy of your bank pass book upon making regular saving investment/autodebit plan and deliver to us.

For Fixed Income, Equities, Mixed Asset Funds and Feeder Funds

All investments made through the regular savings and autodebit will be processed at the close of the Business Day (forward pricing) the Manager is notified of the investment by the relevant financial institution.

Automatic Teller Machine (ATM) investment (subject to terms & conditions)

For AmTotal Return, AmIttikal, AmCumulative Growth and AmCash Management
You will need to complete the necessary documentation available at the respective financial institutions to transfer minimum additional investment amounts from your savings account to your funds account with us.

You are advised to notify us if you plan to make ATM investment in order to receive a copy of the latest Prospectus at each renewal date of the Prospectus to allow you to have updated information on the funds.

All investments made through the ATM will be processed at the close of the Business Day (forward pricing) the Manager is notified of the investment by the relevant financial institution.

A regular savings plan is a strategic way to build assets over time. It operates on the dollar-cost averaging principle, with fixed investments made at regular intervals (typically monthly), irrespective of market fluctuations. This approach ensures that more units are purchased when prices are low and fewer when they are high, resulting in a lower average investment cost compared to the fund's average price during volatile market periods.

Over the long term, this strategy helps to smooth out the volatility of the market. Other benefits include prevention frominvesting a lump sum during theworstmarket condition and eliminates the need for “market-timing”.